Best Credit Cards in the Philippines Without Annual Fees

Best Credit Cards in the Philippines Without Annual Fees

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February 12, 2025

Credit cards are handy for secure online shopping, bill payments, and in-store cashless transactions. However, plenty of Filipinos are still cautious about getting credit cards due to perceived high-interest rates. Fortunately, credit cards with zero to low annual fees are a game-changer. This provides users with financial freedom without the worry of extra charges. Ready to explore your options? Here are our top picks for the best credit cards with no annual fees in the Philippines.  1. UnionBank Rewards Platinum Visa  Bank Provider: UnionBank of the Philippines, Inc. Website: https://www.unionbankph.com Customer Service: (+632) 8841-8600 Eligibility criteria: Existing Credit Card: Not…

The 5 Best P2P Lending Platforms in the Philippines

The 5 Best P2P Lending Platforms in the Philippines

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February 20, 2023

Our Criteria for the Best P2P Lending Platforms in the Philippines 1. Blend PH Loan Products: Personal loan, franchise loan, business loan, auto-sangla (ORCR) loan, fast loan, seafarer loan, educational loan, salary loan Minimum Investment: Php 5,000 Loan Interest Rate: As low as 1% – 36% per month Investment Interest Rate: Up to 30% per annum Website: https://blend.ph/ 2. SeedIn Loan Products: Business loan Minimum Investment: Php 1,000 Loan Interest Rate: As low as 2% per month Investment Interest Rate: Up to 10% per annum Website: https://www.seedinph.tech/ 3. Vidalia Lending Corp. Loan Products: Personal loan, business loan, salary loan, lite…

The 5 Best Banks for Car Loans in the Philippines

The 5 Best Banks for Car Loans in the Philippines

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Our Criteria for the Best Banks for Car Loans in the Philippines 1. Banco De Oro Website: www.bdo.com.ph/personal Main Office: 7899 Makati Avenue, Makati City Contact Number: 631-8000 Operating Hours: 8:30 AM – 5:30 PM Loan Terms Available: Min. 24 months, Max. 60 months Minimum Downpayment: 20% 2. Bank of the Philippine Islands Website: www.bpi.com.ph/ Main Office: 6/F Ayala Wing, BPI Building, 6768 Ayala Avenue, Makati City Contact Number: (02) 8891 0000 Operating Hours: 9:00 AM – 4:30 PM Loan Terms Available: Min. 12 months, Max. 60 months Minimum Downpayment: 15% 3. Security Bank Website: www.securitybank.com/ Main Office: 6776 Ayala…

Top 5 Maya Alternatives in the Philippines

Top 5 Maya Alternatives in the Philippines

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How We Picked 1. Gcash Number of Active Users: 60 million Services Offered: Sending or Requesting Money, Payment via QR, Bank Transfer, Buy Load, Padala, Credit (Buy Now, Pay Later), Bills Payment, Bill Splitting (KKB), Send Gift, Shopping, Game Credits, Book Movies, Insurance, Loans, Mutual Funds, Savings  2. ShopeePay Number of Active Users: 30 million Services Offered: Cash-in, Load, Pay Bills, Online and Offline merchant payments, Scan QR Payment, Credit (SPayLater), Cashback Tokens (Shopee Coins), Gift Cards, Loans (SLoans) 3. Coins.PH Number of Active Users: 18 million Services Offered: Buy and Sell Crypto, Buy Load, Buy Game Credits, Pay Bills,…

Best ETFs in the Philippines

Best ETFs in the Philippines

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February 19, 2023

How We Picked 1. First Metro Exchange Traded Fund (FMETF) Stock Symbol: FMETF 2. Invesco QQQ ETF (QQQ) Stock Symbol: QQQ 3. ARK Innovation ETF (ARKK) Stock Symbol: ARKK 4. iShares MSCI Philippines ETF (EPHE) Stock Symbol: EPHE 5. Vanguard S&P 500 ETF (VOO) FAQS about ETFs

The 5 Best Retirement Plans in the Philippines

The 5 Best Retirement Plans in the Philippines

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How We Picked 1. Personal Equity Retirement Account (PERA) Minimum initial investment: 1,000 Php Estimated fund value after 25 years (with average 10% annual return): ⮕Minimum contribution of 1,000 Php per month: 1.24 million Php ⮕Maximum contribution of 100,000 Php per year: 10.91 million Php 2. ALFM Money Market Fund Minimum initial investment: 5,000 Php 3. PAG-IBIG MP2 4. PRULink Assurance Account Plus Minimum initial investment:15,000 Php per annum 5. Robinsons Land REIT (RCR) FAQS about Retirement Plans

5 Best Checking Accounts in the Philippines

5 Best Checking Accounts in the Philippines

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December 19, 2022

How We Picked: 1. EastWest Regular Checking Account Website: EastWest Regular Checking Account Opening balance: 5,000 Php (individual), 20,000 Php (corporate) Maintaining balance: 5,000 Php (individual), 20,000 Php (corporate) Interest Rate: Non-interest bearing 2. UCPB CheckStarter Account Website: UCPB CheckStarter Account Opening balance: 1,000 Php Maintaining balance: 1,000 Php Interest Rate: Non-interest bearing  3. Security Bank All Access Checking Account Website: Security Bank All Access Checking Account Opening balance: 5,000 Php Maintaining balance: 25,000 Php Interest Rate: 0.0675% 4. Chinabank ChinaCheck Plus Website: Chinabank ChinaCheck Plus Opening balance: 5,000 Php Maintaining balance: 5,000 Php Interest Rate: 0.125% per annum, subject…

Reviewed Banks with the Top 5 Time Deposits in the Philippines 2022

Reviewed: Banks with the Top 5 Time Deposits in the Philippines 2022

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November 29, 2022

Our Criteria for the Best Time Deposit Rates in the Philippines 1. Tonik Bank Website: https://tonikbank.com/ Main Office: Unit 605B, 6/F West Wing, The Offices at Estancia, 1605 Meralco Ave, Pasig Contact Details: (02) 5322 2645 Operating Hours: Monday – Friday: 8:00 AM – 5:00 PM 2. Security Bank Website: https://www.securitybank.com/ Main Office: 7/F, Security Bank Centre, 6776 Ayala Avenue, Makati City, Metro Manila Contact Details: (02) 8867-6788 local 8830 Operating Hours: Monday – Friday: 9:00 AM – 4:-30 PM 3. PBCOM Website: https://www.pbcom.com.ph/ Address: PBCom Tower, 6795 Ayala Avenue corner V.A. Rufino Street, Makati City, Metro Manila Contact Details:…

Best Money Transfer Services in the Philippine

5 Best Money Transfer Services in the Philippines

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September 28, 2022

How We Rated the Best Money Transfer Services in the Philippines 1. Cebuana Lhuillier Type: Traditional and Online Website: https://www.cebuanalhuillier.com/  Main office: 1782 Candelaria, corner Nicanor Garcia Streets, Makati City, Metro Manila, Philippines Contact information: [email protected]  Maximum transfer amount: Php 50,000 Delivery speed: Instant 2. Western Union Type: Traditional and Online Website: https://www.westernunion.com/us/en/home.html  Main office: 38/F Philamlife Tower 8767 Paseo De Roxas, Makati, Metro Manila. Contact information: [email protected]  Maximum transfer amount: USD 5000 or Php 10,000 Delivery speed: Instant 3. GCash Type: Online Website: https://www.gcash.com/  Main office: G-Xchange Inc. UG/F Globe Telecom Plaza 1 Pioneer Corner Madison Streets. Mandaluyong City,…

Best Credit Card in the Philippines

5 Options for the Best Credit Card in the Philippines

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November 30, 2021

If you’re thinking of switching to convenient and secure cashless payments, you must have the best credit card in the Philippines. And this article can help you choose one among the many credit card choices in the country. We also answered some FAQs and shared some valuable information on how to use your credit card.  First, let’s talk about how much you would need to apply for a credit card in the Philippines. The Best Credit Cards in the Philippines Here are our top picks of credit cards in the Philippines. We tried to be as thorough with this list,…